Gap Coverage

Coverage to help get you back on the road.

GAP Coverage gives you confidence when you purchase a new or used or lease a Buick, GMC vehicle. If you have an accident and your vehicle is considered a total loss, most standard insurance policies will pay only the current market value of your vehicle, not for what is owed or the deductible. This can leave you responsible for the difference. GAP Coverage can help cover this difference. See the GAP Addendum for coverage limitations. GAP coverage is not available in NY.

Gap Addendum

HOW YOU’RE COVERED

GUARANTEED AUTO PROTECTION
GAP Coverage waives the deficiency amount between your Buick, GMC’s unpaid finance balance and the settlement amount offered by your insurer for a total loss.

COVERED FROM THE START
GAP Coverage is only available at the time of vehicle purchase or lease.

FLEXIBLE
GAP Coverage is available for your new, used, or leased Buick, GMC.

FINANCIAL PEACE OF MIND
GAP Coverage is available for finance amounts up to $125,000. GAP Coverage can waive your financial loss up to $75,000, which can include up to $1,000 of your insurer’s physical damage deductible.

GET COVERED FOR LONGER
GAP Coverage is available for up to 84 months.

PROTECT YOUR INTERESTS
Optional GAP Coverage helps protect you against owing money on a Buick, GMC vehicle you can no longer drive.

CANCELABLE
GAP Coverage can be canceled at any time. Your coverage is fully refundable within 60 days, as long as no loss has occurred. For cancellations after 60 days, a pro rata refund will be given, less any applicable cancellation fee. All refunds will be made to the financial institution/lender.

FAQs